:root {
    --sbi-blue: #06498f;
    --sbi-navy: #003b79;
    --sbi-gold: #d69a00;
    --sbi-soft: #fff8eb;
    --sbi-text: #071326;
    --sbi-border: #d8d8d8;
}

body {
    font-family: "Instrument Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
    color: #1c1c1c;
    background: #fafaf8;
    font-size: 17px;
    line-height: 1.8;
}
h1{
       font-family: "Playfair Display", Georgia, serif;
}

/* HERO */
.blog-hero-header {
    overflow: hidden;
}
.hero-kicker-outside {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: #003b79;
}

.hero-card {
    position: relative;
    overflow: hidden;
    background: #06498f;
}

.hero-content {
    min-height: 560px;
    padding: 60px 70px 55px;
    background: #06498f;
    color: #fff;

    display: flex;
    flex-direction: column;
    justify-content: center;
}

.hero-badge {
    display: inline-block;
    padding: 10px 22px;
    border: 1px solid #d9a11b;
    border-radius: 50px;
    color: #ffc400;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
}

.hero-title {
    max-width: 670px;
    margin-bottom: 22px;
    font-family: "Playfair Display", Georgia, serif;
    font-size: 44px;
    line-height: 1.08;
    font-weight: 700;
    color: #fff;
}

.hero-lead {
    max-width: 650px;
    margin-bottom: 38px;
    font-size: 16px;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.72);
}

.hero-meta {
    display: flex;
    align-items: center;
    gap: 18px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 13px;
    line-height: 1.5;
}

.hero-logo {
    width: 58px;
    height: 58px;
    min-width: 58px;
    border-radius: 50%;
    background: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.hero-logo img {
    width: 75%;
    height: 75%;
    object-fit: contain;
}

.hero-photo {
    position: relative;
    height: 100%;
    min-height: 560px;
    overflow: hidden;
}

.hero-photo::before {
    content: "";
    position: absolute;
    inset: 0 auto 0 0;
    width: 45%;
    z-index: 1;
    background: linear-gradient(
        90deg,
        #06498f 0%,
        rgba(6, 73, 143, 0.95) 28%,
        rgba(6, 73, 143, 0.58) 62%,
        rgba(6, 73, 143, 0) 100%
    );
}

.hero-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
}

.hero-divider {
    height: 5px;
    background: #d99a00;
}
.container {
padding-inline: 0 !important;
}


/* CRASH BANNER */
.crash-banner-section {
    background: transparent;

}

.crash-banner {
    position: relative;
    overflow: hidden;
    min-height: 720px;
    padding: 70px;
    background-image: url('https://images.unsplash.com/photo-1511919884226-fd3cad34687c?q=80&w=1800&auto=format&fit=crop');
    background-size: cover;
    background-position: center;
}

.crash-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        180deg,
        rgba(2, 15, 42, 0.15) 0%,
        rgba(2, 15, 42, 0.55) 55%,
        rgba(2, 15, 42, 0.88) 100%
    );
    z-index: 1;
}

.crash-content {
    position: relative;
    z-index: 2;
    max-width: 1150px;
}

.crash-text {
    max-width: 1100px;
    margin-bottom: 28px;
      font-family: "Playfair Display", serif;
    font-size: 22px;
    line-height: 1.28;
    font-weight: 700;
    color: #fff;
}

.crash-sub {
    max-width: 950px;
    margin: 0;
    font-size: 14px;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.88);
}

/* ARTICLE */
.blog-content {
    padding-bottom: 50px;
    background: transparent;
}
.blog-container {
    background: #ffffff;
    padding-top: 40px;
    padding-bottom: 70px;
}

.article-wrap {
    max-width: 900px;
    margin: 0 auto;
    background: #ffffff;
}

.quote-box {
    background: #fff8ed;
    border-left: 4px solid var(--sbi-gold);
    border-radius: 0 8px 8px 0;
    padding: 34px 38px;
    margin-bottom: 55px;
}

.quote-box p {
    font-family: Georgia, serif;
    font-size: 17px;
    line-height: 1.75;
    font-style: italic;
    color: #4a3214;
    margin-bottom: 20px;
}

.quote-box span {
    font-family: Georgia, serif;
    font-size: 14px;
    font-weight: 700;
    color: #b37400;
}

.pip-box {
    display: flex;
    gap: 22px;
    background: #fff8e9;
    border: 1.5px solid var(--sbi-gold);
    border-radius: 10px;
    padding: 28px 34px;
    margin-bottom: 60px;
}

.pip-icon {
    font-size: 28px;
    line-height: 1;
}

.pip-box h3 {
    font-family: Georgia, serif;
    color: #b37400;
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
}

.pip-box p {
    color: #382710;
    font-size: 15.5px;
    line-height: 1.75;
    margin: 0;
}

/* STEPS */
.steps-section h2 {
    font-family: Georgia, serif;
    font-size: 28px;
    font-weight: 700;
    color: var(--sbi-navy);
    margin-bottom: 10px;
}

.heading-line {
    width: 100%;
    height: 3px;
    background: var(--sbi-gold);
    margin-bottom: 28px;
}

.step-card {
    background: #fff;
    border: 1px solid var(--sbi-border);
    border-radius: 12px;
    padding: 34px 38px;
    margin-bottom: 30px;
}

.step-head {
    display: flex;
    align-items: flex-start;
    gap: 18px;
    margin-bottom: 22px;
}

.step-head span {
    width: 46px;
    height: 46px;
    min-width: 46px;
    border-radius: 50%;
    background: var(--sbi-gold);
    color: #062a56;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 15px;
}

.step-head h3 {
    font-family: Georgia, serif;
    color: var(--sbi-navy);
    font-size: 22px;
    font-weight: 700;
    margin: 0;
}

.step-card p {
    font-size: 16px;
    line-height: 1.75;
    color: var(--sbi-text);
    margin-bottom: 18px;
}

.step-card p:last-child {
    margin-bottom: 0;
}

.info-note {
    background: #eaf2ff;
    border-left: 4px solid #0d6efd;
    border-radius: 6px;
    padding: 16px 18px;
    font-size: 15px;
    line-height: 1.6;
    color: #00418f;
    margin-top: 22px;
}

/* IMAGE STRIPS */
.image-strip {
    min-height: 210px;
    background-size: cover;
    background-position: center;
    margin: 30px -50px;
    position: relative;
    display: flex;
    align-items: flex-end;
    padding: 0 45px 24px;
    overflow: hidden;
}

.image-strip::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        180deg,
        rgba(0, 0, 0, 0.12),
        rgba(0, 0, 0, 0.75)
    );
}

.image-strip p {
    position: relative;
    z-index: 2;
    color: #fff;
    font-size: 15px;
    font-weight: 700;
    font-style: italic;
    margin: 0;
}

/* TABLES FIXED RESPONSIVE */
.table-card {
    width: 100%;
    border: 1px solid var(--sbi-border);
    border-radius: 9px;
    overflow: hidden;
    margin-bottom: 32px;
}

.table-card.table-responsive {
    overflow-x: visible;
}

.table-card table {
    width: 100%;
    min-width: 0 !important;
    table-layout: fixed;
    font-size: 15px;
}

.table-card th,
.table-card td {
    white-space: normal !important;
    overflow-wrap: anywhere;
    word-break: normal;
    vertical-align: top;
}

.table-card thead th {
    background: var(--sbi-blue);
    color: #fff;
    padding: 16px 22px;
    border-color: var(--sbi-blue);
    font-size: 13px;
    font-weight: 700;
}

.table-card tbody td {
    padding: 16px 22px;
    vertical-align: top;
}

.table-card tbody td:first-child {
    width: 35%;
    font-weight: 700;
}

.table-card tbody td:last-child {
    width: 65%;
}

/* DANGER BOX */
.danger-box {
    background: #fff2f2;
    border: 1.5px solid #e3342f;
    border-radius: 10px;
    padding: 28px 34px;
    margin-bottom: 34px;
}

.danger-box h3 {
    font-family: Georgia, serif;
    font-size: 20px;
    color: #b42318;
    font-weight: 700;
    margin-bottom: 18px;
}

.danger-row {
    display: grid;
    grid-template-columns: 210px 1fr;
    gap: 24px;
    border-bottom: 1px solid #f1c3c3;
    padding: 14px 0;
    color: #7a1515;
    font-size: 15px;
    line-height: 1.6;
}

.danger-row:last-child {
    border-bottom: none;
}

/* CLIENT BENEFIT */
.client-benefit-card {
    max-width: 900px;
    margin: 60px auto 90px;
    background: var(--sbi-blue);
    border-radius: 14px;
    color: #fff;
    padding: 54px 42px;
}

.client-inner {
    max-width: 820px;
    margin: 0 auto;
}

.mini-kicker {
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #ffc400;
    margin-bottom: 18px;
}

.client-benefit-card h2 {
    font-family: Georgia, serif;
    font-size: 30px;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 18px;
    color: #fff;
}

.client-benefit-card p {
    font-size: 16px;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.85);
}

.benefit-card-images {
    margin-top: 28px;
}

.benefit-image-box {
    border: 1px solid rgba(255, 255, 255, 0.22);
    border-radius: 10px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.05);
    text-align: center;
}

/* Full card artwork: fixed height + cover was cropping list/QR (see client benefit section). */
.benefit-image-box img {
    width: 100%;
    height: auto;
    object-fit: contain;
    object-position: center top;
    background: #fff;
    display: block;
}

.benefit-image-box div {
    padding: 14px 10px 18px;
    font-size: 15px;
    font-style: italic;
    color: rgba(255, 255, 255, 0.72);
}

.benefit-phone {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    max-width: 320px;
    margin: 28px auto 14px;
    padding: 18px 24px;
    background: linear-gradient(90deg, #c8870b, #ffc400);
    border-radius: 12px;
    color: #061d3b;
    text-decoration: none;
    font-family: Georgia, serif;
    font-size: 25px;
    font-weight: 800;
}

.benefit-time {
    text-align: center;
    font-size: 15px !important;
    color: rgba(255, 255, 255, 0.68) !important;
    margin-bottom: 34px;
}

.benefit-actions {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.benefit-primary,
.benefit-secondary {
    width: 100%;
    max-width: 420px;
    display: block;
    text-align: center;
    text-decoration: none;
    border-radius: 10px;
    padding: 16px 28px;
    font-size: 15px;
    font-weight: 700;
}

.benefit-primary {
    background: linear-gradient(90deg, #c8870b, #ffc400);
    color: #061d3b;
}

.benefit-secondary {
    color: #fff;
    background: rgba(255, 255, 255, 0.09);
    border: 1px solid rgba(255, 255, 255, 0.35);
}

/* FAQ REDUCED SIZE */
.faq-section {
    max-width: 900px;
    margin: 0 auto 70px;
}

.faq-section h2 {
    font-family: Georgia, serif;
    font-size: 32px;
    font-weight: 700;
    color: var(--sbi-blue);
    margin-bottom: 16px;
}

.faq-line {
    width: 100%;
    height: 4px;
    background: #b67800;
    margin-bottom: 34px;
}

.faq-item {
    border-left: 4px solid #b67800;
    padding-left: 30px;
    margin-bottom: 32px;
}

.faq-item h3 {
    font-family: Georgia, serif;
    font-size: 22px;
    font-weight: 700;
    line-height: 1.25;
    color: var(--sbi-blue);
    margin-bottom: 14px;
}

.faq-item p {
    font-size: 17px;
    line-height: 1.7;
    color: #050505;
    margin: 0;
}

/* REVIEW BOX */
.review-box {
    max-width: 900px;
    margin: 0 auto 60px;
    display: grid;
    grid-template-columns: 70px 1fr 260px;
    gap: 24px;
    align-items: center;
    background: #eef5ff;
    border: 1px solid #b7d2ff;
    border-left: 6px solid var(--sbi-blue);
    border-radius: 0 14px 14px 0;
    padding: 32px 34px;
}

.review-icon {
    width: 58px;
    height: 58px;
    border-radius: 12px;
    background: var(--sbi-blue);
    color: #ffc400;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 34px;
}

.review-text {
    color: var(--sbi-blue);
    font-size: 18px;
    line-height: 1.45;
}

.review-text strong {
    font-weight: 800;
}

.review-btn {
    background: var(--sbi-blue);
    color: #fff;
    text-decoration: none;
    border-radius: 10px;
    padding: 16px 28px;
    font-size: 15px;
    font-weight: 700;
    text-align: center;
}

/* FINAL CTA */
.final-cta {
    max-width: 900px;
    margin: 0 auto 70px;
    background: var(--sbi-blue);
    border-radius: 16px;
    overflow: hidden;
}

.final-photo {
    position: relative;
    height: 100%;
    min-height: 560px;
}

.final-photo::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        90deg,
        rgba(6, 73, 143, 0) 0%,
        rgba(6, 73, 143, 0.15) 50%,
        #06498f 100%
    );
}

.final-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
}

.final-content {
    padding: 58px 52px;
    color: #fff;
}

.final-brand {
    font-size: 18px;
    font-weight: 900;
    margin-bottom: 30px;
}

.final-content h2 {
    font-family: Georgia, serif;
    font-size: 34px;
    line-height: 1.12;
    font-weight: 700;
    margin-bottom: 26px;
}

.final-content p {
    font-size: 18px;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.78);
    margin-bottom: 34px;
}

.final-btn {
    display: block;
    width: 100%;
    background: linear-gradient(90deg, #c8870b, #ffc400);
    color: #061d3b;
    text-decoration: none;
    text-align: center;
    border-radius: 10px;
    padding: 16px 28px;
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 28px;
}

.final-phone {
    display: inline-block;
    color: #ffc400;
    font-size: 22px;
    font-weight: 900;
    text-decoration: none;
    margin-bottom: 50px;
}

.final-small {
    font-size: 15px;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.52);
}

/* DISCLAIMER */
.disclaimer-box {
    max-width: 900px;
    margin: 0 auto 70px;
    border: 1px solid #d8d8d8;
    border-radius: 12px;
    padding: 32px 36px;
    background: #fff;
}

.disclaimer-box p {
    font-size: 16px;
    line-height: 1.55;
    color: #222;
    margin: 0;
}

/* AUTHOR */
.author-box {
    max-width: 900px;
    margin: 0 auto;
    border-top: 1px solid #ddd;
    padding: 48px 0;
    display: flex;
    align-items: center;
    gap: 24px;
}

.author-avatar {
    width: 76px;
    height: 76px;
    min-width: 76px;
    border-radius: 50%;
    background: var(--sbi-blue);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: Georgia, serif;
    font-size: 28px;
    font-weight: 800;
}

.author-box h4 {
    color: var(--sbi-blue);
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 8px;
}

.author-box p {
    font-size: 17px;
    color: #222;
    margin: 0;
}

/* TABLET */
@media (max-width: 991px) {
    .hero-content {
        min-height: auto;
        padding: 46px 32px;
    }

    .hero-title {
        font-size: 36px;
    }

    .hero-lead {
        margin-bottom: 28px;
    }

    .hero-photo {
        min-height: 380px;
    }

    .crash-banner {
        min-height: 580px;
        padding: 50px 40px;
    }

    .blog-content {
        padding: 50px 0;
    }

    .article-wrap {
        max-width: 100%;
    }

    .image-strip {
        margin-left: 0;
        margin-right: 0;
    }

    .review-box {
        grid-template-columns: 1fr;
    }

    .review-btn {
        width: 100%;
    }

    .final-photo {
        min-height: 460px;
    }

    .final-photo::after {
        background: linear-gradient(
            180deg,
            rgba(6, 73, 143, 0) 0%,
            #06498f 100%
        );
    }
}

/* MOBILE */
@media (max-width: 575px) {
    body {
        font-size: 15px;
    }

    .container {
        padding-left: 16px;
        padding-right: 16px;
    }

    .hero-kicker-outside {
        font-size: 12px;
        letter-spacing: 1.7px;
    }

    .hero-content {
        padding: 42px 24px 45px;
    }

    .hero-badge {
        font-size: 11px;
        letter-spacing: 2px;
        padding: 9px 16px;
    }

    .hero-title {
        font-size: 36px;
    }

    .hero-lead {
        font-size: 18px;
        margin-bottom: 35px;
    }

    .hero-meta {
        align-items: flex-start;
        font-size: 15px;
        gap: 12px;
    }

    .hero-logo {
        width: 48px;
        height: 48px;
        min-width: 48px;
    }

    .hero-photo {
        min-height: 360px;
    }

    .crash-banner {
        min-height: 460px;
        padding: 28px 22px;
    }

    .crash-text {
        font-size: 34px;
        line-height: 1.22;
        margin-bottom: 18px;
    }

    .crash-sub {
        font-size: 18px;
        line-height: 1.5;
    }

    .blog-content {
        padding: 35px 0;
    }

    .quote-box,
    .pip-box,
    .step-card,
    .danger-box,
    .client-benefit-card {
        padding: 24px 20px;
    }

    .pip-box {
        flex-direction: column;
        gap: 12px;
    }

    .steps-section h2 {
        font-size: 24px;
    }

    .step-head {
        gap: 14px;
    }

    .step-head span {
        width: 40px;
        height: 40px;
        min-width: 40px;
    }

    .step-head h3 {
        font-size: 19px;
    }

    .step-card p {
        font-size: 15px;
    }

    .image-strip {
        min-height: 190px;
        padding: 0 22px 20px;
        margin: 24px 0;
    }

    .table-card table {
        font-size: 12px;
    }

    .table-card thead th {
        padding: 12px 10px;
        font-size: 12px;
    }

    .table-card tbody td {
        padding: 12px 10px;
        font-size: 12px;
        line-height: 1.55;
    }

    .table-card tbody td:first-child {
        width: 38%;
    }

    .table-card tbody td:last-child {
        width: 62%;
    }

    .danger-row {
        grid-template-columns: 1fr;
        gap: 6px;
    }

    .client-benefit-card {
        margin-bottom: 60px;
    }

    .client-benefit-card h2,
    .final-content h2 {
        font-size: 28px;
    }

    .benefit-phone {
        font-size: 20px;
        padding: 16px;
    }

    .faq-section h2 {
        font-size: 28px;
    }

    .faq-item {
        padding-left: 20px;
        margin-bottom: 34px;
    }

    .faq-item h3 {
        font-size: 20px;
    }

    .faq-item p {
        font-size: 15px;
        line-height: 1.7;
    }

    .review-box {
        display: grid;
        grid-template-columns: 48px 1fr;
        gap: 14px;
        align-items: center;

        padding: 28px 22px;
        margin-bottom: 45px;

        background: #f1f6ff;
        border: 1px solid #b7d2ff;
        border-left: 5px solid #06498f;
        border-radius: 0 9px 9px 0;
    }

    .review-icon {
        width: 44px;
        height: 44px;
        border-radius: 9px;
        font-size: 24px;
        grid-column: 1;
        grid-row: 1;
    }

    .review-text {
        grid-column: 2;
        grid-row: 1;
        font-size: 14px;
        line-height: 1.55;
        color: #06498f;
    }

    .review-btn {
        grid-column: 2;
        grid-row: 2;
        width: 100%;
        max-width: 180px;
        font-size: 12px;
        padding: 12px 14px;
        border-radius: 6px;
        justify-self: start;
    }

    .final-content {
        padding: 38px 24px;
    }

    .final-photo {
        min-height: 380px;
    }

    .final-brand {
        font-size: 17px;
        margin-bottom: 24px;
    }

    .final-content p {
        font-size: 15px;
    }

    .final-btn {
        font-size: 15px;
        padding: 16px;
    }

    .final-phone {
        font-size: 18px;
        margin-bottom: 36px;
    }

    .final-small {
        font-size: 14px;
    }

    .disclaimer-box {
        padding: 24px 20px;
    }

    .disclaimer-box p,
    .author-box p {
        font-size: 14px;
    }

    .author-box {
        align-items: flex-start;
        padding: 34px 0;
    }

    .author-avatar {
        width: 62px;
        height: 62px;
        min-width: 62px;
        font-size: 23px;
    }

    .author-box h4 {
        font-size: 21px;
    }
}